Creda Financial Solutions is a Zambian financial services company offering lending and beauty services to individuals and businesses across a range of employment and economic backgrounds. The organization is built around the belief that capital should not be a barrier to ambition, and it exists to bridge the gap between where clients are today and where they aspire to be tomorrow. Alongside its financial division, Creda also operates a Beauty Parlor, making it a dual-service enterprise serving both financial and personal care needs.
Location
Luanshya, Lusaka, Zambia
Established
2026
Hours
Monday To Friday: 08:00 To 17:00 Hours
Saturday: 08:00 To 13:00 Hours
About Creda Financial Solutions
Our Mission
To provide accessible, fair, and transparent financial solutions that empower business owners, employed individuals, and the self-employed to grow their ventures and manage personal expenses with confidence and ease.
Our Vision
To become a trusted financial partner for businesses and individuals across Zambia, enabling every client — from a market stall operator to a full-scale enterprise — to access the capital they need to reach their full potential.
What We Do
Salary Advance Loans
Designed for formally employed individuals and civil servants, our salary-based loans provide quick financial support when you need it most. Loan amounts are structured according to your salary, with convenient repayment aligned to your pay cycle—making it easier to manage urgent personal expenses without stress.
Business Loans
We support entrepreneurs and growing businesses with flexible business loans aimed at expansion, working capital, and operational support. Whether you are strengthening cash flow or scaling your operations, Creda provides funding solutions that help your business move forward.
Collateral-Based Loans
Our collateral-backed loans are available to a wide range of clients, including business owners, employed individuals, and the self-employed. Loan amounts are determined through professional collateral evaluation, ensuring fair value, transparency, and balanced risk for both parties.
Our Team & Facilities
Collateral-Based Loans Our collateral-backed loans are available to a wide range of clients, including business owners, employed individuals, and the self-employed. Loan amounts are determined through professional collateral evaluation, ensuring fair value, transparency, and balanced risk for both parties.
Salary Advance Loans Designed for formally employed individuals and civil servants, our salary-based loans provide quick financial support when you need it most. Loan amounts are structured according to your salary, with convenient repayment aligned to your pay cycle—making it easier to manage urgent personal expenses without stress.
Contact Information
Address
KH4604, Kamirenda Pamodzi Road Luanshya, Zambia
Luanshya, Lusaka
Zambia